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Today’s freelancers and small-business owners have more choices than ever when it comes to accounting and bookkeeping services. Many of the most popular are inexpensive or even free. Learn about the best online accounting, bookkeeping, and invoicing services and find the option that’s right for you.
Not everyone follows a strict budget, but you need some kind of system to make sure you have enough money each month to cover your major personal and household expenses. Here are the most common budget categories — and how to bridge the gap between your current spending and your ideal target budget.
Historically low interest rates have made borrowing money for home mortgages cheap. But buying a home in cash to avoid debt remains appealing to many. For those who have the cash on hand to buy a home outright, the question remains: Is it a good idea? Read on to learn the pros and cons.
How would you like to receive 2% or more off of every purchase you make? That is just one example of what is being offered to credit card users in the form of rewards. Those who have come to realize the opportunities of credit card rewards have found that there are dozens of competing products.
My husband and I mulled over a refinance for several months. Our mortgage was rolled over to another banking institution when Washington Mutual folded, and we never really enjoyed the service. The clincher came when I called to talk about options and interest rates. I did my homework: I checked rates online, pulled my credit report, and
As my 30th birthday approaches, I find myself thinking about what I accomplished in the last decade. My 20s saw me get married, build a house with my husband, have two amazing kids, and start my career. And while I feel great about all those successes, there were definitely a lot of mistakes along the
While there are a variety of investment options available to everyone, an astute investor must practice good fundamentals to control risks and optimize potential returns, including taking the time to be informed. As stated by Peter Lynch, renowned manager of the Fidelity Magellan Fund from 1977 to 1990 who beat the S&P 500 index 11
Anytime you page through the latest issue of a tabloid magazine, you receive a lesson in excess: celebrities frolicking on expensive vacations, wearing thousands of dollars in designer clothes, and driving the latest must-have $100,000 SUV. Of course, it’s expensive to maintain that Hollywood image, so it’s never too surprising to hear about celebrities going
Going from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not always for the better. Of course, there are plenty of charitable, helpful, and giving wealthy people. However, results from some
In 2013, Americans were shocked to learn that the National Security Agency conducted mass surveillance of its citizens by intercepting and monitoring Internet and phone traffic within and outside of the country’s borders. When challenged, government officials justified the collection on the basis of national security and ongoing threats of foreign terrorism within the U.S.,
If your child is one of the millions of college freshmen headed off to school, your August might be packed with shopping, gathering textbooks, and packing up entire rooms. And while picking out the perfect dorm decor might seem important, don’t neglect the deeper subjects. Now is the time to talk to your child about
They say that what someone doesn’t know won’t hurt them. Unfortunately, when it comes to money, this sentiment doesn’t apply. I remember when my husband and I were newlyweds. I continued my habit of shopping, but would nest the shopping bags, each one into another, so it only looked like I brought home a single