Turning 40 forces many of us to reluctantly admit to reaching middle age. In this midway decade of your life, it’s time to jettison remaining baggage from your childhood and young adulthood — emotional or financial — and start living your ideal life. Learn the smart money moves to make in your 40s.
We live in a throwaway society. All this waste is costly, both for us and for the environment. Whenever you choose to reuse, you’re making your life greener and cheaper at the same time. And there are many ways to trim both household waste and your personal budget.
It’s easy to get stuck in the habit of overspending. But opting for one or two small changes to your spending habits each month can make a significant difference. And when you combine many simple ways to save, it can add up to massive annual savings. Start with one of these ideas.
The almighty dollar can cause us more stress than work, family, and even our health, often because we spend too much and save too little — or nothing at all. Learn why you should maintain three types of savings — emergency, retirement, and personal savings — and how much you should save for each.
In an effort to diversify into real estate, many investors are turning to alternative real estate investments like Fundrise and Roofstock. These two platforms offer completely different services and investing models. Learn the difference between Fundrise and Roofstock and which is right for you.
Americans are increasingly on their own for retirement planning. However, you don’t necessarily need to save millions of dollars to have a comfortable retirement. Here are 11 ideas to approach your retirement planning more creatively and ensure you have the income you need in your golden years.
Most of us know having kids comes with extra costs, such as clothing, food, and possibly college tuition. But kids require more than just food and clothes. There are hidden costs of raising a child many parents-to-be overlook. Here are some common expenses you should be sure to take into account.
Few things make it easier to let go of possessions than knowing they’re going to a worthy cause. But to maximize the good your stuff can do, you have to know the best places to donate different types of merchandise. These charities have different niches, but they all allow you to help those in need.
If you’re like most renters, rent is the biggest expense in your monthly budget. That means it has the greatest potential impact on your savings rate. But you probably think of your rent as a fixed cost – a set rate that’s not at all flexible. Sure, you might have had a chance to get a
According to Business Insider, Americans blow an average of 37% of their after-tax income on one expense: housing. Imagine what you could do with all that extra money if you no longer had to pay for housing. Fortunately, with great cost comes great opportunity to save. Housing is one of the many things you can
Have you ever been reluctant to let go of something you knew you didn’t need, just because you paid good money for it and don’t want to give it away for free? Do you ever find yourself cradling a prize or reward that, moments earlier, you wouldn’t have looked at twice – but now that it’s
According to a 2018 study by the Pew Charitable Trusts, 38% of all American renter households put more than three-tenths of pretax income toward rent in 2015, qualifying as “rent burdened” – up from 19% in 2001. Some 17% of renter households put more than one-half of pretax income toward rent in 2015, qualifying as
