An unsecured credit card is what you typically think of when someone mentions the term, “credit card”. It allows you to make large purchases and pay them back over time. They also often come with rewards programs like air miles and cashback. Because it’s ‘unsecured’, credit card issuers won’t ask you to put down any
Business credit cards can be an excellent tool for a business owner. In addition to allowing you to purchase essential items for your business, you can also keep your business expenses and personal finances separate. As a business owner, this is vital for your financial and tax records. However, when applying for a business credit
Buyer’s regret happens to the best of us. Perhaps you are not as in love with your purchase as you thought, or the item is defective. With that in mind, this is why credit card issuers allow for credit card refunds. Making a return on a purchase is a relatively straightforward process, as long as
The majority of Americans have credit cards and utilize them regularly. When paying your credit card balance, sometimes an overpayment on your account can happen, and people are left wondering, “What happens if you overpay your credit card”? This article will explain what an overpayment is, why it happens, and what to do about it.
High limit credit cards can be a valuable tool if used responsibly. Use these cards to maximize rewards when making an expensive purchase. Credit cards are a great tool to keep in your wallet — as long as you don’t max out your limit. And this is where high limit cards can come in! Any
When trying to maintain an excellent credit score, it’s extremely helpful to have an exemplary card to match. Having excellent credit means that you get to choose from highly sought-after credit cards with valuable features and rewards. However, with so many options to choose from, it can be a challenge to find the card that
Chase Bank offers four Ink Business Credit Cards with outstanding cash-back rewards, designed to fit the needs of businesses of all sizes. We’ll cover what you need to know about these four options, and how to apply for a Chase business credit card. While the process is fairly simple, there are a few key differences
USAA offers competitive credit cards for military members, as well as their spouses and dependents, that address most financial goals, such as low APR, cashback, or travel rewards. I’ve reviewed the USAA credit cards to help you determine which suits your family the most. 6 Best USAA Credit Cards of Comparing the USAA credit cards
USAA members have access to an attractive credit card with no categories to manage and a flat cashback rate on most purchases. It offers many benefits, including a long intro Annual Percentage Rate (APR) on purchases. Here’s a USAA Preferred Cash Rewards Credit Card review to see how it compares to others. USAA Preferred Cash
Have you ever wondered what it takes to carry one of the world’s most exclusive credit cards? The top credit cards are a status symbol of luxury and often come with a host of perks that the average person can only dream of – but – they are the hardest credit cards to get approved
The pre-qualification process is a major benefit for consumers. It lets you shop for different credit cards without harming your credit score. It’s a more preliminary process than an official one. Here, lenders do a soft inquiry into your financial situation to see if you are likely to qualify for a line of credit. Banks
If you ride with Uber more than once in a great while, you’ll come out ahead when you use one of these cards as your default payment method.
