Kalen Smith , Author at Money Crashers

What Is S&P? Understanding Standard & Poor’s Credit Ratings

Kalen Smith — Mon, 05 Dec 2011 18:30:30 +0000

Standard and Poor’s (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. S&P is a division of the McGraw-Hill Companies and has more than 150 years of experience providing financial services to investors worldwide. Though the firm provides a number of financial research services, they are most widely known for

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Reasons Why Cash Is King for Businesses & Individuals

Kalen Smith — Mon, 18 Jul 2011 16:00:00 +0000

“Cash is king” is an age-old saying often used to explain the failure of both businesses and consumer households. Without the proper amount of cash on hand, both of these entities can run into major trouble, and even be forced into bankruptcy. Businesses must have cash on hand for various reasons, such as investing in

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Interest Rate Swaps Explained – Definition & Example

Kalen Smith — Mon, 02 May 2011 20:00:12 +0000

An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable interest rate, while the other wants to limit future risk by receiving a fixed-rate payment instead. Each group has their own priorities and

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