Save Money – Money Crashers

Visible vs. US Mobile Cell Phone Plans: Which Carrier is Best?

Grant Sabatier — Fri, 29 Mar 2024 14:01:23 +0000

Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best for you? Check out the differences between Visible and US Mobile to determine which suits your needs the most. Visible vs.

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Best AI Budgeting Apps To Help You Save Money

Grant Sabatier — Mon, 18 Dec 2023 19:49:40 +0000

We all live busy lives, and oftentimes, our finances come last when it comes to staying organized. But budgeting and understanding your financial situation should be a top priority. Fortunately, there are AI budgeting apps to make managing your finances much simpler, but which one is right for you? 9 Best AI Budgeting Apps Here

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Should I Co-Sign a Credit Card? – Factors to Consider

Brian Martucci — Fri, 15 Sep 2023 13:00:00 +0000

It’s getting harder and harder to co-sign a credit card, but it can be done. But before you endorse your kid’s first credit card, it’s best to understand what you’re getting into.

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8 Ways to Improve Your Credit Score After a Foreclosure

Brian Martucci — Fri, 15 Sep 2023 13:00:00 +0000

The worst part about foreclosure is losing your house, but the indirect financial fallout is pretty bad too. A foreclosure can cause your credit score to drop by 100 to 200 points, with much of the damage coming in the first two or three months after you first fall behind on your mortgage. If that’s

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How to Use a Personal Loan to Improve Your Credit Score

Christopher Murray — Tue, 12 Sep 2023 15:38:30 +0000

Finding out how much your credit score really matters can be a hard blow. Fortunately, diligently paying down a small, short-term loan gradually increases your credit score over time. And following these steps, you can potentially have the funds in your hand in a day or two.

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Credit Unions vs. Banks – Differences, Pros & Cons

Brian Martucci — Wed, 16 Aug 2023 11:00:00 +0000

Banks and credit unions have a fair amount in common. But they’re anything but interchangeable. Each has strengths and weaknesses you need to understand before you choose.

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Creditworthiness Meaning — How to Build & Maintain Your Credit Score

Brian Martucci — Tue, 15 Aug 2023 13:00:00 +0000

Being creditworthy has a massive impact on your life, from your ability to get credit cards and borrow money to signing up for utilities. But what does it mean to be “creditworthy”?

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9 Best Receipt Rewards Apps for 2024

Amy Freeman — Wed, 02 Aug 2023 11:00:00 +0000

Food is a significant and growing expense for the average American. Thankfully, grocery rebate apps can help put cash back in your pocket after a grocery store trip. Try these receipt-scanning apps to get back more of your hard-earned cash.

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Autopay Meaning — Your Guide to Automated Bill Payments

Christopher Murray — Mon, 31 Jul 2023 17:00:00 +0000

Your service providers are pushing autopay as a way to pay your bills. But you’re left wondering how that differs from the bill pay service your bank offers and how all that really works. Get the facts before signing up.

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Should You Use a HELOC to Consolidate Credit Card Debt?

Christopher Murray — Fri, 28 Jul 2023 13:00:00 +0000

If you’re a homeowner, you have a powerful tool that can help with debt consolidation: your home’s equity. A home equity line of credit uses your home’s equity to offer you a built-in line of credit you can draw on for various purposes, debt consolidation included.

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Is Your Money Safe in U.S. Banks and Credit Unions?

Dawn Allcot — Tue, 25 Jul 2023 22:00:00 +0000

Since the Silicon Valley Bank implosion, a lot of people have begun to wonder if their money is truly safe in banks. Fortunately, there are systems in place to ensure bank failure doesn’t lead to the types of personal catastrophes we saw during the Great Depression.

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Private Banking Explained — Pros, Cons, and Eligibility Criteria

Brian Martucci — Mon, 24 Jul 2023 19:00:00 +0000

Private banking provides personalized financial services to high-net-worth individuals. This guide covers everything from its unique offerings, how it operates, to its potential advantages and drawbacks. The services include bespoke wealth management, tax planning, lending, and more. Whether you are an emerging affluent individual or a seasoned investor, this guide can help you navigate the world of private banking.

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Truist One Checking Account Review — Unveiling the Intricacies

Brian Martucci — Thu, 20 Jul 2023 13:00:00 +0000

Truist One Checking account stands out in the landscape of big-bank checking options. Not only does it provide simplicity with its single account option, but it also offers valuable perks for users with higher balances. Its $12 monthly maintenance fee is relatively easy to waive, and it offers escalating benefits as your combined balance grows across all linked Truist accounts. Particularly appealing is the complimentary overdraft protection and the well-reviewed mobile apps, ensuring you're covered in case of mistakes and providing seamless banking experiences right at your fingertips.

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Credit-Builder Loans — Building Credit Made Easy & Affordable

Christopher Murray — Wed, 19 Jul 2023 13:00:00 +0000

Discover how credit-builder loans can help you establish or rebuild credit quickly. Learn how they work, their features, and the pros and cons to make an informed decision.

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How to Use a Credit Card Responsibly — Mastering Fiscal Prudence

Dawn Allcot — Tue, 18 Jul 2023 13:00:00 +0000

Like getting your driver’s license or starting college, opening a credit card signifies a milestone of adulthood. With responsible credit card use, your credit score rises, leading to lower interest rates on things like car loans and a mortgage. But first, you have to use it responsibly.

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Line of Credit — What It Is, Meaning, Types (HELOC & Others)

Brian Martucci — Mon, 17 Jul 2023 17:00:00 +0000

Suddenly need a major infusion of cash? A line of credit may be a cheaper and more convenient option than loans or credit cards. But it comes with its own downsides. Find out more about credit lines before opening one.

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3 Home Phone Landline Alternatives That Save You Money

Amy Livingston — Fri, 14 Jul 2023 17:00:00 +0000

If you’ve been wondering if it’s time to ditch your landline phone, the answer is yes — probably. Mobile phones, VoIP, and ATAs all have their advantages compared with a traditional landline, but they have disadvantages too. Here’s what you need to consider before deciding to cut the cord.

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Fed’s Interest Rate Hikes in 2022 & 2024 – What the July Hike Means for You

Brian Martucci — Wed, 12 Jul 2023 20:45:00 +0000

Quick Look The Federal Open Market Committee of the Federal Reserve hiked the closely watched federal funds rate by 25 basis points, or one-quarter of a percent, at its meeting in July 2023. Federal Reserve Chair Jerome Powell announced the move at 2pm Eastern Time on Wednesday, July 26. The FOMC’s July 2023 rate hike

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14 Characteristics of a Wise Person

Casey Slide — Tue, 11 Jul 2023 14:30:00 +0000

Proverbs 16:16 states, “How much better to get wisdom than gold, to choose understanding rather than silver!” This is sage advice, but not really a prevailing attitude in today’s culture, which would seem to reward folly rather than wisdom. Today, we often see people racking up huge bills on their credit cards to accumulate fancy

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How to Determine the Value of Credit Card Rewards

Christopher Murray — Tue, 11 Jul 2023 13:00:00 +0000

Earning credit card rewards can be hard work, and redeeming them is a whole ‘nother thing. But take a deep breath. Picking a credit card that works for you instead of costing you starts by determining the true value of the rewards you’re earning.

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