Protect Money – Money Crashers

What Does Homeowners Insurance Cover & How Much Do I Need?

Grant Sabatier — Tue, 20 Feb 2024 15:20:53 +0000

Homeowners insurance is a bundle of different categories of coverage, which apply in various situations. You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below. However, depending on your possessions, type of home, and your financial

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10 Best Part-Time Jobs With Health Insurance Benefits

Brian Martucci — Wed, 22 Mar 2023 04:54:00 +0000

According to 2021 data collected by the Kaiser Family Foundation, 97.3% of large firms — those with 50 full-time equivalent employees or more — offer health insurance to their employees. But just 31.9% of firms with fewer than 50 full-time employees offered health insurance benefits to employees. What accounts for the discrepancy? It’s largely because

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What Is DIF Insurance (Massachusetts Depositors Insurance Fund) – How It Works

Brian Martucci — Mon, 20 Mar 2023 21:20:04 +0000

If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC

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6 Types of Common Craigslist Scams to Watch Out For

Brian Martucci — Sat, 04 Mar 2023 00:15:00 +0000

Craigslist makes it easy to find just about anything you need, but it is also home to scammers. You don't have to avoid Craigslist to avoid being "taken" — you just need to know what to look for. Learn the most common Craigslist scams, advice on how to avoid them, and the red flags to look out for.

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FDIC Bank Statistics — Historical Reliability of Deposit Insurance

Brian Martucci — Sat, 25 Feb 2023 14:00:00 +0000

The FDIC hasn't met its target reserve ratio in years. Should you be worried there won't be any money if your bank fails? Probably not, but it's more complicated than a simple yes or no.

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FDIC Deposit Insurance Limits Per Bank Account (1934 — 2022)

Brian Martucci — Fri, 17 Feb 2023 18:00:00 +0000

Your bank's "member FDIC" logo isn't there for show. It means your money is insured in case something happens to the bank. Find out how much insurance you get, past, present, and future.

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Best Online Will Makers of 2024

Amy Livingston — Thu, 12 Jan 2023 11:00:00 +0000

Perhaps you’ve been putting off writing your will because you think it will cost too much or the amount of work seems overwhelming. Online will-makers help address these problems. For a modest fee, these services walk you through the steps to get the whole job done in an hour or less.

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What Is a Credit Freeze & How Do You Lock Your Report?

Kelly Ernst — Fri, 06 Jan 2023 15:00:00 +0000

A credit freeze prevents scammers from opening a new credit line in your name, but it doesn’t prevent all fraud. You can still use your existing credit accounts when your credit is frozen. Freezing your credit is free with all three credit reporting bureaus, and a freeze lasts until you lift it.

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7 Best Disability Insurance Companies of 2024

Brian Martucci — Sun, 01 Jan 2023 23:19:00 +0000

While it often gets overlooked, disability insurance is an important type of coverage that can protect you from the financial impact of an unexpected illness or injury. We’ve analyzed several disability insurance companies, comparing their benefits, cost, elimination period, and definition of disability. Read on to learn about the best disability insurance companies and determine

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5 Common Zelle Scams & Frauds – How to Protect Yourself

Kelly Ernst — Mon, 28 Nov 2022 23:06:33 +0000

Payment apps like Zelle make transferring funds easy. Unfortunately, they also make it easy for scammers to get ahold of your money. Protect yourself by knowing what common Zelle scams look like and how to avoid them.

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7 Types of Bank Scams & How to Avoid These Frauds

Kelly Ernst — Mon, 07 Nov 2022 22:08:29 +0000

Bank scams run the gamut from the clearly fraudulent to the deceptively convincing, and even the best of us can be fooled. Protect your hard-earned cash by knowing what to look for.

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How to Protect Your Social Security Number & Avoid Identity Theft

Alyce Meserve — Mon, 17 Oct 2022 11:00:00 +0000

Your Social Security number is worth protecting. But it seems like you’re asked for it everywhere you go. Find out how to keep it safe and reduce your chances of becoming an identity theft victim or falling prey to a financial scam.

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Certificate of Insurance (COI) – What Is It and Do I Need One?

Brian Martucci — Tue, 27 Sep 2022 17:00:00 +0000

If you own certain types of businesses, your clients or customers may require you to provide a certificate of insurance. You may even need one for personal reasons. But how does a certificate of insurance differ from other types of proof of insurance, and how do you get one?

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11 Best Renters Insurance Companies for 2024

Brian Martucci — Mon, 26 Sep 2022 12:00:00 +0000

No two renters insurance companies are alike, so before choosing a policy, carefully consider each company’s relative strengths and weaknesses. These are our top picks for the best renters insurance companies to consider today.

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What Is Key Person Life Insurance and How Can It Protect Your Business?

Brian Martucci — Tue, 20 Sep 2022 21:00:00 +0000

Key person life insurance works a lot like a typical life insurance policy. But some of the biggest differences may affect whether it’s the right choice for you.

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What to Do When a Family Member Dies – Estate Settlement & Probate Process

Mark Theoharis — Tue, 20 Sep 2022 11:00:00 +0000

When a family member dies, you or someone else close to that person must take some basic steps fairly quickly. Knowing what to do can ensure there’s no delay in what can already be a long and laborious estate settlement process.

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8 Best Pet Insurance Companies

Brian Martucci — Thu, 15 Sep 2022 21:30:00 +0000

By limiting the costs of owning a sick or injured pet, pet health insurance spares many from the heartbreaking decision to prematurely put down a pet whose care is too expensive. These pet health insurance companies are the best, but they’re not interchangeable. Which one is right for you?

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Wills vs. Trusts – What’s the Difference?

G. Brian Davis — Mon, 12 Sep 2022 11:00:00 +0000

Dying intestate — without an estate plan — leaves behind a nightmare for your loved ones. That means you need to create detailed legally binding instructions for your estate in the form of a will or living trust. But which do you need? Or should you have both?

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Next Insurance Review – Is It the Best Small-Business Insurance?

Brian Martucci — Fri, 02 Sep 2022 15:00:00 +0000

Next Insurance provides tailored business insurance policies and packages to small businesses in the United States. Learn about Next Insurance, its key features and what sets it apart, and whether it's right for you.

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Cash Value Life Insurance – What It Is and How It Works

Brian Martucci — Wed, 31 Aug 2022 17:00:00 +0000

Most people think of beneficiaries using life insurance after they die. But if you have a cash value life insurance policy, your insurance coverage is also quite useful while you’re still alive. But it’s crucial you understand how cash value works and all the fine print that comes with it.

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