Credit Score
12 articles
The Credit Karma Guarantee promises to pay you $50 if your application is denied. It sounds like a good deal, but are there hidden risks?
CreditStong is a one-stop shop for building installment and revolving credit. Is it too good to be true? I looked into it to see if it was a good fit for readers and ensure it wasn’t a scam.
You can’t read an article about your credit score without someone telling you to contact the credit bureaus to notify them of errors. But what are credit bureaus, how do they get their information, and what does it mean for you?
Rebuilding your credit can take several years, but you can see progress almost immediately once you begin. If your credit score is less than perfect, learn how to fix it to start improving your finances.
A credit freeze prevents scammers from opening a new credit line in your name, but it doesn’t prevent all fraud. You can still use your existing credit accounts when your credit is frozen. Freezing your credit is free with all three credit reporting bureaus, and a freeze lasts until you lift it.
Find out the average credit score in your state, how (and why) it compares to neighboring states, and how your friends’ and neighbors’ FICO scores have changed over time.
A bad credit score hurts you in many ways. Credit repair companies offer to help you fix your score for a fee. But are they worth it? We take a closer look.
Credit mix receives little attention in the grand scheme of credit score discussions. But for many borrowers, it’s still integral to improving overall creditworthiness. Are you one of them?
In order to have a good credit score, you must have a credit history, but it’s nearly impossible to build any credit history before you’re 18 years old. That presents a conundrum for young consumers. Find out how to get around it and start building credit as soon as you turn 18.
Your Social Security number is worth protecting. But it seems like you’re asked for it everywhere you go. Find out how to keep it safe and reduce your chances of becoming an identity theft victim or falling prey to a financial scam.
Your credit score is an important financial metric. Checking your credit report regularly helps you monitor and protect your score. But when a lender checks your credit, it usually reduces your score by a few points. Does the same thing happen when you check your own credit?
If you’re like most people, you don’t think much about your credit score. But you should. A low credit score can hurt your chances of getting a job, an apartment, or a decent rate on your auto insurance. Find out how to improve your score and avoid these consequences.
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