Credit Score
9 articles
An unexpected illness or injury can quickly lead to mounting medical costs. Without an emergency fund, it’s easy to fall into medical debt, hurting your budget and credit score. Fortunately, there are several ways to get medical debt off your credit report. Find out which is best for you.
Think you need a Social Security number to get a credit card in the U.S.? Think again. Noncitizens have several options to get a credit card and build credit without an SSN. And some credit cards don’t require SSNs at all.
Your credit score may be just a number, but it can have a big impact on your life. So how do you go about finding out what your credit score is? And is it really worth the trouble? Find out how to check your credit score using paid credit subscription services or free credit monitoring services.
Your credit report covers multiple aspects of your relationship with credit and debt. It’s the basis for your credit score, which determines your ability to qualify for new credit and how much it costs you. Learn what’s in your credit report and how to get one for free.
A higher credit limit can open the door to more spending power and boost your credit score. It can also lead to more attractive financing opportunities, such as higher loan limits and lower interest rates. Learn how to request a credit limit increase.
When you apply for a loan or line of credit, the lender almost certainly pulls your credit report and looks at your credit score. The most common type of credit score used in the U.S. is the FICO score. Learn how it’s calculated, why it matters, and what you can do to improve yours.
If you have bad credit, you won’t qualify for the best rates and terms on a personal loan, but you’re not entirely out of options. Many personal loan providers cater to people with bad credit — and the deal is often better than you’d expect. Learn about the best personal loans for bad credit.
It can be hard for students and young people to build a good credit score. You need good credit to get a loan, but you need to get a loan to build up good credit. There are a few ways to escape this paradox, such as acquiring a secured credit card or getting a loan
Becoming an authorized user on a friend or family member’s credit card can be a great way to build a credit history or repair an imperfect credit score. Find out the pros and cons of authorized user status and if this solution is right for you?
Trending stories
Explore Borrow Money
You’re borrowing it. Do it wisely.