Brian Martucci , Author at Money Crashers https://www.moneycrashers.com Turn the Tables on Money Fri, 05 Apr 2024 22:53:08 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 Should I Co-Sign a Credit Card? – Factors to Consider https://www.moneycrashers.com/should-i-co-sign-credit-card/ Fri, 15 Sep 2023 13:00:00 +0000 https://moneycrash.wpengine.com/?p=333131 It’s getting harder and harder to co-sign a credit card, but it can be done. But before you endorse your kid’s first credit card, it’s best to understand what you’re getting into.

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8 Ways to Improve Your Credit Score After a Foreclosure https://www.moneycrashers.com/improve-credit-score-after-foreclosure/ Fri, 15 Sep 2023 13:00:00 +0000 https://moneycrash.wpengine.com/?p=333458 The worst part about foreclosure is losing your house, but the indirect financial fallout is pretty bad too.  A foreclosure can cause your credit score to drop by 100 to 200 points, with much of the damage coming in the first two or three months after you first fall behind on your mortgage. If that’s

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7 Best Credit Cards for Uber Rides https://www.moneycrashers.com/best-credit-cards-uber-rides/ Wed, 13 Sep 2023 13:00:00 +0000 https://moneycrash.wpengine.com/?p=273469 If you ride with Uber more than once in a great while, you’ll come out ahead when you use one of these cards as your default payment method.

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9 Best Small-Business Credit Cards – Reviews & Comparison https://www.moneycrashers.com/best-small-business-credit-cards/ Fri, 01 Sep 2023 19:42:00 +0000 https://moneycrash.wpengine.com/?p=43440 Small-business credit cards have higher spending limits, low APRs, attractive balance transfer promotions, personalized concierge service, and fringe benefits. But if you're going to pay annual fees, you should pick the one with the best features for your business.

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21 Best Bank Promotions & Bonus Offers for April 2024 https://www.moneycrashers.com/best-new-bank-account-promotions-offers/ Tue, 29 Aug 2023 13:00:00 +0000 https://moneycrash.wpengine.com/?p=17548 Sorting through the best bank account offers can take forever. And by the time you find them all, decide which one, and leap, the offer's already gone. But this running list will give you the edge you need to pounce when the time is right.

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11 Best Cash-Back Credit Cards of March 2024 https://www.moneycrashers.com/best-cash-back-credit-cards/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=30505 Not all cash-back credit cards are created equally. Some offer the same cash-back rate on all purchases, while others have higher cash-back rates in certain spending categories. We've evaluated dozens of options and listed only the very best here.

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11 Best Travel Rewards Credit Cards of March 2024 https://www.moneycrashers.com/best-travel-rewards-credit-cards/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=30542 Dive into our comprehensive guide to the best travel rewards credit cards of 2023, tailored to fit every kind of traveler. Whether you prefer airline-specific, hotel-specific, or versatile rewards cards, we help you navigate your options. With detailed insights into annual fees, redemption options, bonus points, and valuable fringe benefits, our guide serves as your roadmap to optimal travel rewards.

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11 Best Credit Card Sign-Up Bonuses for March 2024 https://www.moneycrashers.com/best-credit-card-bonus-offers-deals-promotions/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=36600 Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer. Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here.

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Best High-Yield Savings Accounts for April 2024 https://www.moneycrashers.com/best-high-yield-savings-accounts-interest-rates/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=128761 If your traditional bank's savings account yield is less than impressive, many online banks, community banks, and credit unions offer high-yield savings accounts with better interest, terms, and incentives. Pick the one that's right for you.

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12 Best Online Banks of April 2024 https://www.moneycrashers.com/best-online-banks/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=128767 The savings offers that appear on this site are from companies from which Moneycrashers.com received compensation. This compensation does not impact where and how the companies are mentioned on the site. Moneycrashers.com does not mention all savings companies or savings offers available within the marketplace. The best online banks provide a good balance of high APYs, low fees, and

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11 Best Free Checking Accounts in April 2024 https://www.moneycrashers.com/best-free-checking-accounts/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=128771 It's becoming increasingly difficult to find truly free checking accounts. But they're still out there if you know where to look.

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10 Best New Brokerage Account Promotions & Bonus Offers of March 2024 https://www.moneycrashers.com/best-brokerage-account-promotions-bonus-offers/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=251990 Did you know America’s top investment platforms also offer impressive new-account bonuses? Top-tier brokerage account promotions dwarf the leading bank and credit card promotions, promising thousands to new customers. That makes now the right time to consider a new brokerage firm.

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10 Best Small Business Checking Accounts of April 2024 https://www.moneycrashers.com/best-business-checking-accounts/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=254072 Most business bank accounts impose transaction limits and demand hefty minimum balances to waive monthly fees, putting small businesses at a disadvantage. But the picture isn’t uniformly bleak. These small-business checking accounts have low minimum balance requirements and plenty of fringe benefits.

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10 Best Student Checking Accounts of April 2024 https://www.moneycrashers.com/best-college-student-checking-accounts/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=258308 Students need a checking account without excessive fees or unrealistic balance requirements. These low-cost, low-balance bank accounts give them what they want — and some have cash back and opening bonuses to boot.

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4 Best Small-Business Bank Account Promotions & Bonuses of March 2024 https://www.moneycrashers.com/best-business-bank-account-promotions/ Tue, 29 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=260962 Savvy small-business owners, solopreneurs, and freelancers who know where to look can find lucrative account-opening and referral bonuses on new bank accounts needed to conduct their everyday business. These are the best business bank account promotions available today.

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How Homeownership Affects Your Credit Score https://www.moneycrashers.com/homeownership-affects-credit-score/ Mon, 28 Aug 2023 17:00:00 +0000 https://moneycrash.wpengine.com/?p=332902 The impacts of a mortgage appear as soon as you apply and continue until you sell or make your final payment. That’s why it’s important to understand exactly how homeownership affects your credit score and what you can do to minimize the potential negatives.

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How to Emigrate and Move to Another Country – Costs & Procedure https://www.moneycrashers.com/emigrate-move-another-country/ Mon, 28 Aug 2023 13:00:00 +0000 https://www.financedance.com/?p=154030 In the 2008 book, “The Big Sort,” journalist Bill Bishop and sociologist Robert Cushing explore the reasons behind the United States’ deepening political, economic, and cultural divisions along racial, class, and geographic lines. Despite vast improvements in communication technology and the explosive growth of available content and information, explain Bishop and Cushing, like-minded people continue

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APR vs. APY – Difference Between Annual Percentage Yield & Rate https://www.moneycrashers.com/apr-vs-apy-difference/ Thu, 17 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=269864 The difference between APR and APY is one of the basic considerations that you need to know for handling your own finances. What is the difference between APR and APY? Read on to learn about these two rates, how each is calculated, and how you can use them in your purchasing and investing decisions.

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Credit Unions vs. Banks – Differences, Pros & Cons https://www.moneycrashers.com/credit-unions-vs-banks/ Wed, 16 Aug 2023 11:00:00 +0000 https://moneycrash.wpengine.com/?p=2480 Banks and credit unions have a fair amount in common. But they’re anything but interchangeable. Each has strengths and weaknesses you need to understand before you choose.

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Creditworthiness Meaning — How to Build & Maintain Your Credit Score https://www.moneycrashers.com/creditworthiness-build-maintain/ Tue, 15 Aug 2023 13:00:00 +0000 https://moneycrash.wpengine.com/?p=331613 Being creditworthy has a massive impact on your life, from your ability to get credit cards and borrow money to signing up for utilities. But what does it mean to be “creditworthy”?

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